Privacy Policy

Privacy Policy

Introduction

Welcome to https://debt-consolidation-loan-comparison.vibereports.co.uk (hereafter referred to as “our website” or “we”). We are dedicated to maintaining a transparent and secure online environment for our users, ensuring the protection of your personal information is at the forefront of our practices. This Privacy Policy outlines how we collect, utilize, and safeguard your data, adhering to stringent privacy regulations worldwide.

Scope

This policy covers all aspects of our website, including but not limited to:

Please note that this Privacy Policy does not extend to third-party websites, applications, or services accessible through links on our site. These entities have their own privacy policies governing data collection and usage, which we encourage you to review.

Processing Activities

This policy guides how we interact with users in the following scenarios:

  • Authorized User Activities: When you use our applications and services as an authorized user, we collect and process your personal data to provide personalized functionality and support.
  • Website Visits: Visiting our websites linked to this Privacy Statement involves interactions that may result in data collection, such as form submissions or browsing activities.
  • Communications: We may reach out to you via newsletters, emails, telephone calls, or texts/SMS for promotional purposes, updates, or transactional communications.

Personal Data Collection

We collect various categories of personal data to enhance your experience and provide tailored services. This includes:

  1. Account Information: Details associated with your user account, including usernames, passwords (hashed and salted), and profile settings.
  2. Payment Information: Cardholder names, card numbers, expiration dates, CVV/CVC codes, and transaction histories are securely stored for processing payments.
  3. Financial Information: We collect data related to your financial health and debt consolidation inquiries, such as income levels, debt amounts, and credit scores (obtained with your consent).
  4. Purchase Information: Details of products or services you’ve purchased through our platform, including quantities, prices, and delivery addresses.
  5. Mobile Device Identifiers: Unique device identifiers, IP addresses, and mobile network information to improve the performance and personalization of our services.
  6. Location Data: With your permission, we access location data to provide location-based services and personalized recommendations.
  7. Feedback and Reviews: User-submitted feedback, ratings, and reviews help us enhance our platform and services.
  8. Social Media Information: When you interact with our social media pages, we may collect public information from these platforms, such as your user name and publicly available profile details.
  9. Product Information: Data about the products or services you’ve shown interest in, including browsing history and product preferences.

Cookies and Tracking Technologies

We employ cookies and similar tracking technologies to enhance your experience on our website:

  • Strictly Necessary Cookies: These are essential for navigating our site, ensuring basic functionalities, and maintaining user sessions.
  • Preference Cookies: Used to remember your preferences, such as language settings or chat notifications.
  • Analytics Cookies: Help us understand how users interact with our site, providing insights into performance and areas for improvement.

Users can manage non-essential cookies through our Cookie Manager, allowing them to control their tracking preferences.

Retention and Deletion

We retain personal data only for the duration required by law or for legitimate business purposes. Once the retention period expires or when data is no longer needed for the initial purpose, we delete or anonymize it securely. This process ensures that your information remains safe and private.

Security Measures

Implementing robust security measures is paramount to protecting your personal data:

  • Encrypted Communication: We utilize industry-standard encryption protocols (e.g., SSL/TLS) for secure data transmission.
  • Secure Third-Party Processing: Our partners and service providers adhere to strict privacy and security standards when handling your data.

Children’s Privacy

We are committed to the protection of children’s privacy. Our website does not intentionally collect or solicit personal information from children under 18 years of age. If we become aware that a child has provided us with personal data, we will take steps to delete it promptly.

Your Rights

Depending on your jurisdiction and local privacy laws, you may have various rights regarding your personal data:

  • Access and Rectification: The right to request access to and corrections or amendments for your stored personal data.
  • Erasure (Right to be Forgotten): In certain cases, you can ask us to delete your personal data, subject to legal and regulatory obligations.
  • Restriction: Limiting the use of your personal data under specific circumstances.
  • Data Portability: Receiving a copy of your personal data in a structured, commonly used format, and transferring it to another controller.
  • Objection: Objecting to the processing of your data for certain purposes, including profiling.
  • Non-Discrimination: The right to be free from discrimination based on your exercise of privacy rights.

To exercise these rights or have any data-related queries, please contact our dedicated privacy team via the channels mentioned below.

Changes to Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any modifications will be effective immediately upon posting on our website, and we encourage users to review it periodically.

Contact Information

For any privacy-related inquiries, requests for data access or deletion, or to exercise your rights as outlined above, please contact us: